Terms of use

Last updated 23 October 2026

1. About these terms

These terms apply to the GapperDesk website and its free channels. By using them you agree to these terms and to our disclaimer and privacy notice.

2. Education only

All content is general education. It is not investment advice, a personal recommendation, or an offer to buy or sell any security. GapperDesk is not authorised by the FCA or the CMVM. You are responsible for your own decisions.

3. Free service

GapperDesk is currently free. We take no payments and offer no paid services. If that changes, separate terms will apply and will be shown to you first.

4. Community rules

We may remove content or members who break these rules.

5. Intellectual property

GapperDesk content, the name and the logo belong to the operator. You may share links and short quotes with credit.

6. No warranty and liability

Content is provided “as is”, may contain errors and may change without notice. To the extent permitted by law, GapperDesk is not liable for any loss arising from use of, or reliance on, its content, including trading losses. Nothing in these terms limits liability that cannot be limited by law, or your statutory rights as a consumer.

7. Law

These terms are governed by Portuguese law. If you are a consumer, you keep the protection of the mandatory laws of your country of residence.

8. Contact

hello@gapperdesk.com